LIC Policy: Life Insurance Corporation of India (LIC) is considered to be the largest and most trusted insurance company in the country. Nowadays many people like to invest in LIC because it gives guaranteed returns and is also very reliable.
Actually, many schemes are run by LIC. But today we are going to tell you about a great scheme of LIC which is considered a pension plan. If your age is between 40 to 80 years then this pension scheme can be very beneficial for you.
LIC saral Pension Scheme
Today we are going to tell you about the plan of LIC. That is LIC Saral Pension Scheme. This scheme can prove to be very good for you after retirement.
In this scheme you have to invest only once and every month you will get compensation of Rs 12000. These days LIC Saral Pension Scheme is becoming very popular among all the schemes of LIC. Many people are investing in this scheme.
In this way you will get a pension of Rs 12000 every month
You can invest in this scheme according to your capacity. That is, no limit has been set for investment in it. You can invest as much as you want.
After investing in this scheme, LIC gives you pension on the basis of three months, six months, nine months or twelve months.
If a person is 42 years old and invests Rs 30 lakh in this scheme. So that person gets a pension of Rs 12,388 every month.
Both husband and wife can take the scheme together
If the husband and wife want, they can also invest in this scheme together. Only those people can invest in this scheme whose age is minimum 40 years and maximum 80 years. You can take this scheme alone or with both husband and wife.
If the policyholder dies after investing in LIC Saral Pension Yojana, then the nominee of the policyholder gets the benefit. That is, the amount is returned to the nominee. Pension payment stops.
You can also get the benefit of loan
If you need some money after investing in this scheme. So you can take a loan on the amount deposited. But you can take a loan after six months of taking a pension plan, but before that you will not be able to take a loan. To buy this plan, you can buy it by visiting the official website of LIC.
